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Real Estate Financing for Residential and Commercial Projects

Welcome to

STURDY OAK

Loan Programs

NATIONWIDE

FIX AND FLIP

We offer loans covering up to 90% of the purchase price and 100% of renovation costs, up to 75% of the after-repair value. Both seasoned investors and first-time flippers are invited to apply. Our streamlined approval process ensures fast funding so you can move quickly on your next project.

RENTAL LOANS

DSCR loans available for purchases, cash-out refinancing, and rate-and-term refinancing. Financing options for single-family homes, condos, and 2-4 unit properties. We support both long-term and short-term rental investments.

MULTI-FAMILY

Financing solutions for properties with 5+ units, including bridge loans, value-add bridge loans, and long-term financing. We offer a wide range of loan types: agency loans (Fannie Mae, Freddie Mac, HUD), SBA 7(a) and 504 products, conventional loans, CMBS, private lending, and hard money options.

CONSTRUCTION

Ground-up construction loans available up to 85% of loan-to-cost and up to 75% of the completed property value. Loan-to-value varies based on borrower experience. Experienced investors are welcome, whether or not they have prior ground-up construction experience.

We can also get financing for most types of commercial properties - mixed use, industrial, warehouse, storage facilities, special use, retail, office etc.

Our Promise

Best Rates and Fees

We provide the most competitive rates, guaranteed.

Fast Closings

We close loans faster than banks and competitors—typically within 7 to 10 days.

Flexibility

We offer a wide range of in-house loan programs, backed by an extensive network of investors and lenders to support nearly any financing scenario.

Easy Application

Quick application process with minimal documentation required.

© 2025 by Sturdy Oak Capital, LLC

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